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November 21, 2017

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Buying Guide

Your home is a sanctuary.

Whatever you have in mind, having a home that you can finally call your own is one of the most worthwhile and fulfilling investments you can ever make.

Everyone deserves to have a home that is not only functional but also beautiful, warm and inviting.

A Place where you can let your hair down, be at ease, and just be yourself.  Someplace where memories, good and bad, are shared and cherished. It is where you feel like you most belong.

Planning for your future home

We all have been raised with the notion of having a home as an ideal state of being. After all, when you already have one, you can take pride in having been able to make an all-important investment that will not only benefit you but your family as well. You’ll have your own space where in you can live in comfort and do whatever you please.

Making the big leap

Yes, making the big leap to buy a home might seem daunting. But try to ponder things over and think things through carefully. With a little sacrifice here and there, the home that you’ve always wanted may not be as unattainable and dreadful as it seems.

Important things to keep in mind

Whether you’re still resolving to make that initial purchase or if you’re already looking into investing on your second home, it is important to keep these things in mind:

1.  Set a budget.

Buying a home is a huge undertaking and probably one of the most worthwhile investments that you’ll make in this lifetime. With this in mind, make sure that you are financially prepared (think short term and long term – up to 20 years down the line) for this particular investment.

Be careful not to spend more than your earnings versus your expenses and start computing from there. If you can, consult a finance expert to help you with budgeting and allotting an appropriate and manageable amount to invest in your home.

2.  Select a location.

One of the most important considerations when purchasing a home is the location.

  • Is it ideal location for you?
  • Is it accessible?
  • Is it near your workplace, school, or your relatives’ home?
  • Is it situated in a safe, secure, and environment-friendly neighborhood?

Keep in mind that everything else in your home can be fixed, renovated, redecorated, but you can never change the location of your home. So be sure to choose wisely.

3.  Consider your family size.

  • How many people will be residing in your home? Consider how many bedrooms.
  • Will you live there alone?
  • Or are you planning on purchasing a property that will eventually suit the needs of the growing family?

Remember that the size of your home must be able to fits all of its current and future residents (as well as usual visitors like your parents, your in-laws, even your friends) – comfortably. From there, you can decide how big the property you need to purchase should be.

4.  Take your pick.

You’re budget is set, you’ve found the perfect location, and the entire family has already agreed on the number of rooms your home should have and all other considerations. You’ve been around town scouting for a home that fits all your requirements or the ideal site to start building your lives,. Before you seal the deal, ask yourself, “Can you imagine yourself spending an entire lifetime on the home of your choice for you.

A million reasons to own a home

Nothing beats  the feeling of seeing the home you’ve always aspired for come to life, looking exactly how you pictured it and wanted it to be.

Whether it be a modest bungalow unit in the heart of the city or a two storey townhouse or a single attached house in an exclusive village.

Whatever you have in mind, having a home that you can finally call your own is one of the most worthwhile and fulfilling investments you can ever make.

Source:  BDO Home Loan

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