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Pag-ibig Rent to Own Houses in Cavite Philippines

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July 24, 2017

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Deca Homes Rowhouse – Pag-ibig Rent to Own Houses Tanza Cavite

Pag-ibig Rent to Own Houses for Sale starting at 460K - 1M

SOLD OUT

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(Sold Out)
DecaHomes Tanza Rowhouse is a one storey Pag-ibig rent to own houses for sale in Tanza Cavite. DecaHomes is located at Barangay Amaya, Tanza Cavite, about 32 kilometers from Mall of Asia (MOA) via Cavitex.  Low downpayment or equity ever. Don’t waste your money renting a house that will never be yours.

SOLD OUT

About DecaHomes Tanza Rowhouse

House Model DecaHomes Tanza Rowhouse
House Type Rowhouse
House Turn-over Basic Finish
Village Name Deca Homes Tanza
Condition: Brand New
Lot Area 35 square meter
Floor Area 22 square meter
Bedroom Provision 2
Toilet and Bath 1
Price Range 460K - 1M
Developer/Owner Deca Homes
Track Record
Address Amaya, Tanza, Cavite 4108

DecaHomes Tanza Rowhouse Sample Computation

DecaHomes Tanza Rowhouse Payment, Terms & Conditions

1. Available Financing / Acceptable Payment Scheme:

  1. Pagibig  (HMDF) – Developer will process your loan with Pag-ibig
  2. In-house Financing (IHF) – Developer will extend the loan to Buyers
  3. Deferred Cash – maximum of one (1) year to pay in equal monthly installment NO interest.
  4. Cash

2.  Total Contract Price – includes Title transfer cost and part of miscellaneous expenses

3.  Reservation Fee (RF) - Accept  Cash and Check only.  Reservation fee is not refundable and not transferable.

4.  Required Downpayment (DP) or Equity  - Buyer may deposit DP cash payment thru Developer’s Bank.  Scan email the deposit slip to us for encoding.

  • Pagibig  – in accordance to existing guidelines.  No interest
  • Inhouse – required DP payable in 2 monthly installment.  No interest

Conditions:

  • Downpayment must be made before end of DP term.
  • Downpayment is transferable only to first degree of consanguity or affinity.

5.  Amortization Interest Rate & Terms  –  Amortization is not refundable and not transferable

  • Pagibig  –  Monthly amortization is computed at:
    • 8% per year.  Fixed rate for 3 yrs.
    • Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
    • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
    • The exact monthly amortization will be determined during loan processing.
    • Maximum loan term is up to 30 yrs.
    • Inhouse  – Monthly amortization is computed at:
      • 12% interest/year for 5 yrs.
      • 16% interest/year for 10 yrs.
      • 18% interest/year for 15 yrs.

6.  Schedule of Payments

  • Reservation Fee – valid for 30 days
  • DP /Equity  – 30 days after official reservation
  • Monthly Amortization – 30 days after reservation.
  • Deferred Cash – 30 days after reservation. 

7.  Discounts

  • Full payment of DP or Equity
    • Pagibig Financing – NO discount
    • Inhouse Financing -
    • Full payment of Total Contract Price (TCP)  - for Pagibig & Inhouse Financing
      • 3% discount if paid within 30 days

8.  Other Fees to Pay Separately

  • One month advance Pagibig amortization
  • Homeowner Association (HOA) Membership and dues,
  • Water connection and other expenses Php 6,500.00
  • Meralco connection will be paid separately once the house is turnovered.
  • Construction Bond Amount – to be paid 30 days before start of construction.  This is refundable If there is no damage after construction. The premium of the bond will be deducted.
    • Estimated Amount:  Php 5,000.00 – house improvement

9.  Required Documents During Reservation - No Documents,  No Reservation

  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip
  • Self-Employed – 2  Valid IDs and Latest financial Statement

10.  When can Buyer move-in?

  • Pagibig Financing – Buyers are allowed to move-in only after full equity & loan released
  • Inhouse Financing  - Buyers are allowed to move-in after full DP and isuance of Postdated Checks

11.  Construction of the house

  • Pagibig Financing – to be determine by the Developer
  • Inhouse Financing – after payment of full downpayment

12.  Restrictions on House Improvement  - Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.

13.  Prices of house and lot are not always the same.

  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot prices will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.
  • Always verify all amounts in the computation with us if they are still available or not.

DecaHomes Tanza Rowhouse Floor Plan

How to Reach Deca Homes Tanza

Route  1: From Baclaran

  • Ride bus  with signboard Naic or Ternate or Maragondon
  • Get off at Amaya Tanza.
  • Walk or take tricycle going to Deca Homes Tanza

Learn more about Deca Homes Tanza, where your new life begins. Allow us to help you find the home you dream for your family. As starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:   inquire@pagibighouseforsale.com.  Or call or text us at  (+63) 908 884 7387 (Smart)