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Pag-ibig Rent to Own Houses in Cavite Philippines

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July 24, 2017

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The Istana Tanza Maya House Model – Pag-ibig Rent to Own Houses for Sale Tanza Cavite

Pag-ibig Rent to Own Houses for Sale starting at Php 891,000.00 - Php 1M

Maya at Istana is the newest addition of Pag-ibig rent to own houses for sale in Tanza, Cavite. It’s a 42 sqm. floor area, 2 storey townhouse with provision for 2 bedroom and 1 toilet and bath in a 36 sqm. lot area.  Take advantage of Maya at Istana pre-selling price at Php 891,000.00 per unit.  Pay only Php 14,333.33 per month for 9 mos as your equity payment. Then wait for Pag-ibig loan take out for the start of your next payment.  Decide now while land development is ongoing.  Price will not be the same once land improvement is done, especially when access to Cavitex is open.

About Maya

House Model Maya
House Type Townhouse
Village Name Istana Tanza
Condition: Brand New
Lot Area 44 square meter
Floor Area 42 square meter
Bedroom Provision 2
Toilet and Bath 1
Price Range Php 891,000.00 - Php 1M
Developer/Owner Charles Builders Group
Track Record 20 yrs. (1980’s)
Address Amaya, Tanza, Cavite 4108

Maya Sample Computation

Maya Payment, Terms & Conditions

1.  Available Financing  and Acceptable Payment Scheme:

  1. Pagibig  – Developer will process your loan with Pag-ibig
  2. Deferred Cash – maximum of 2 years to pay in equal monthly installment without interest.
  3. Cash

2.  Reservation Fee – is part of the Total Contract Price

  • Reservation fee of P3,000.  Non-refundable
  • Accept  Cash and Check only.

3.  Total Contract Price – includes water & Meralco connection & Misc. fees for documentation

4.  Amortization Interest Rate & Terms  –  Amortization is not refundable and not transferable

  • Pagibig  –  Monthly amortization is computed at:
    • 7% per year.  Fixed rate for 3 yrs.
    • Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
    • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
    • The exact monthly amortization will be determined during loan processing.
    • Maximum loan term is up to 30 yrs. for OFW and locally employed .

5.  Schedule of Payments

  • Reservation Fee – valid for 30 days
  • Start of Equity or DP  – 30 days after official reservation
  • Start of Monthly Amortization –
    • Pagibig Financing – after loan take-out by Pagibig
    • Deferred Cash – 30 days after reservation. 

6.  Discounts

  • Full payment of Total Contract Price (TCP) – 5% discount

7.  Other Fees to Pay Separately

  • Real Property Tax – to be paid one (1) month after loan take-out
    • Estimated Amount:  Php 1,000.00
    • Same amount for Pagibig, Inhouse, Cash Deferred or Cash Payment
  • Insurances –  Fire and Mortgage Redemption Insurance (MRI)
    • Pagibig  – Fire and MRI insurance will be determined during loan processing and will be added to the monthly amortization
  • Move-in Fees –  NO move-in fees.
  • Construction Bond Amount –  this is refundable.  To be paid 30 days before start of house improvement construction.  Refundable if there is no damage done after construction. The premium of the bond will be deducted.
    • Estimated Amount:  Php 5,000.00 for townhouses

8.  When can Buyer move-in?

  • Pagibig Financing – Buyers are allowed to move-in only after full equity payment & loan released.

9.  Required Documents During Reservation – No Documents,  No Reservation

  • Locally Employed -  2 Valid Government issued  ID and  Latest one (1) month payslip
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip
  • Self-Employed – 2  Valid IDs and Latest financial Statement

10.  Schedule of House Construction  -  ongoing

11.  Restrictions on House Improvement  - Buyer must submit sketches of house improvement to Developer’s office for approval.  No deletion on any part of the house is allowed.

12.  Prices of house and lot are not always the same.

  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot price will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.
  • Always verify all amounts in the computation with us if they are still available or not.

Maya Floor Plan

Maya Actual Turn Over House Finishes

  • Floor – Ground floor – Plain Cement (Plain Cement Slab)
  • Floor – Second floor – Plain Cement (Plain Cement Slab)
  • Interior Walls – Plain white paint
  • Exterior Walls – Plain cement plaster w/ Semi-Gloss paint
  • Windows Front – Steel casement windows
  • Windows Back – Jalousie
  • Ceiling on Ground Floor – None
  • Ceiling on Second Floor – None
  • Toilet & Bathroom – Plain Cement Finish
  • Bedroom – Without bedroom partition at the second floor
  • Stairs – Cement and Metal Railings
  • Kitchen Counter – Plain cement (with single stainless kitchen sink)
  • Roofing – Pre-Painted long Span on Steel Roof Framing
  • Septic tank – Individual septic tank
  • Plumbing & Electrical – Standard
  • Doors: Main Door: Flush Door, Bedroom: Flush door, Toilet & Bath: PVC, Utility: Flush Doors

Maya Actual Turn-over Photos

Please take note that these are actual turn-over. Buyers are free hand, in improving their house exactly how they plan it to be.

Istana Tanza Google Map

Istana Tanza Master Plan

Istana Tanza Location Map

How to Reach Istana Tanza

Route  1: From Baclaran

  • Ride bus  with signboard Naic or Ternate or Maragondon
  • Get off at Amaya Tanza.
  • Walk or take tricycle going to Istana Maya

Learn more about Istana Maya, where your new life begins. Allow us to help you find the home you dream for your family. As starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:   inquire@pagibighouseforsale.com.  Or call or text us at  (+63) 908 884 7387 (Smart) / (+63) 917 530 5817 (Globe)