PAGIBIG HOUSE FOR SALE

Pag-ibig Rent to Own Houses in Cavite Philippines

(+63) 908 884 7387 (Smart)

October 19, 2017

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Villa Arcadia Townhouse – Pag-ibig Rent to Own Houses for Sale in Imus Cavite

Pag-ibig Rent to Own Houses for Sale starting at Php 1,065,369.80

Villa Arcadia Townhouse is a 15-hectare housing development in Imus, Cavite that offers thru Pag-ibig financing two storey townhouses. Now, you can own a house for as low as Php 6,898.83 per month.

Location Highlights:

✔ Only 1.3 km (5 mins.) to Cachapero Learning School Inc.
✔ Only 1.3 km (5 mins.) to Lotus Mall
✔ Only 2.0 km (9 mins.) to Puregold Imus
✔ Only 2.2 km (10 mins.) to Our Lady Of The Pillar Medical Center
✔ Only 3.1 km (13 mins.) to Robinsons Place Imus
✔ Only 4.4 km (14 mins.) to CAVITEX Kawit Toll Gate
✔ Only 7.2 km (16 mins.) to Export Processing Zone Authority (EPZA)
✔ Only 17.1 km (41 mins.) to Baclaran and Coastal Mall Terminal
✔ Only 18.6 km (50 mins.) to NAIA Airport 1 and MOA

View now. Do not delay. This is the only Pag-ibig housing that is near Manila. We offer free house viewing and reservation assistance, contact Smart: +63908 884 7387 or Globe: +63917 530 5817 or Sun: +63932 885 4162.

About Villa Arcadia Townhouse

House Model Villa Arcadia Townhouse
House Type Townhouse
House Turn-over Basic
Village Name Villa Arcadia
Condition: Brand New
Lot Area 36 square meter
Floor Area 44 square meter
Bedroom Provision 2
Toilet and Bath 1
Price Range Php 1,065,369.80
Developer/Owner
Track Record
Address Brgy. Carsadang Bago, Imus Cavite

Villa Arcadia Townhouse Sample Computation

Villa Arcadia Townhouse Payment, Terms & Conditions

NOTE:
1. Reservation fee, downpayment or equity and pag-ibig amortization will not be paid at the same time.
2. You pay first the reservation fee.
3. Then start paying the monthly downpayment or equity 30 days after you reserve.
4. Pag-ibig amortization will only start, once your loan is taken-out by Pag-ibig. Usually this happens when you are about to move-in or transfer to the house.

1.  Mode of Payment

  • Pagibig  – Developer will process your loan with Pag-ibig
  • In-house Financing – Developer will extend the loan to Buyers.
  • Deferred Cash – maximum of one (2) year to pay in equal monthly installment NO interest

2. Total Contract Price – includes Title transfer cost and part of miscellaneous expenses.

3Reservation Fee (RF) - Accept  Cash and Check only.  Reservation fee is not refundable and not transferable.

  • Reservation Fee of  P6,000 for Inner  Unit Townhouse Model

4. Required Downpayment (DP) or Equity  - Buyer may deposit DP cash payment thru Developer’s Bank.  Scan email the deposit slip to us for encoding.

Buyer may submit Post Dated Checks for Monthly Downpayment.

  •  Pagibig  – in accordance to existing guidelines.  No interest.

5. Amortization Interest Rate & Terms  –  Amortization is not refundable and not transferable

  • Pagibig  –  Monthly amortization is computed at:
  • 8% per year.  Fixed rate for 3 yrs.
  • Amortization amount is subject to reprising after 3 years as per Pag-ibig policy.
  • Amortization amount does not include other fees such as MRI insurance, Pag-ibig monthly contribution, etc.
  • The exact monthly amortization will be determined during loan processing.
  • Maximum loan term is up to 30 yrs.
  • Inhouse  – Monthly amortization is computed at:
  • 12% interest/year for 5 yrs.
  • 16% interest/year for 10 yrs.

6. Schedule of Payments - If you reserve now – Aug 2017, your next equity payment will be:

  • Sep. 2017…6,898.84
  • Oct. 2017…6,898.84
  • Nov. 2017…6,898.84
  • Dec. 2017…6,898.84
  • Jan. 2018…6,898.84
  • Feb. 2018…6,898.84
  • Mar. 2018…6,898.84
  • Apr. 2018…6,898.84
  • May. 2018…6,898.84
  • Jun. 2018…6,898.84
  • Jul. 2018…6,898.84
  • Aug. 2018…6,898.84
  • Sep. 2018…6,898.84
  • Oct 2018 …6,898.84
  • Nov 2018 …6,898.84
  • Dec 2018 …6,898.84
  • Jan. 2019…6,898.84
  • Feb. 2019…6,898.84
  • Mar. 2019…6,898.84
  • Apr. 2019…6,898.84
  • May. 2019…6,898.84
  • Jun. 2019…6,898.84
  • Jul. 2019…6,898.84
  • Aug. 2019…6,898.84
  • Sep. 2019…6,898.84
  • Oct. 2019…6,898.84
  • Nov. – Jan. 2020 – Pag-ibig loan processing
  • Jan. 2020 – Estimated turnover of the house (2 yrs after reservation)
  • Jan.. 2020 up to 30 years..Php 6,083.98 monthly payment.. Pagibig amortization you will be paying for 30 yrs. You can choose from 5-25 yrs of amortization. But the amortization will increase, depends on how many years you will avail. Required Income is needed, (husband/wife) combined income is applicable.

7.  Discounts

  • Full payment of DP or Equity Discount:
  • Within 30 days from date of Reservation – 4% discount
  • Within 60 days from date of reservation – 2% discount
  • Within 90 days from date of reservation – 1 %discount
  • Pagibig Financing – NO discount
  • Full payment of Total Contract Price (TCP)  - for Pagibig & Inhouse Financing
  • 6% discount if paid within 30 days from reservation date
  • 4% discount if paid within 60 days from reservation date
  • 1% discount if paid within 90 days from reservation date

8.  Other Fees to Pay Separately

MOVE-IN FEE : P11,920.00 – For water connection and electricity connection application

  • One month advance Pagibig amortization
  • Homeowner Association (HOA) Membership and dues,
  • Water connection and other expenses – ( General Trias Water District )
  • Meralco connection will be personally paid & applied by the Buyer.
  • Construction Bond Amount – to be paid 30 days before start of construction.  This is refundable If there is no damage after construction. The premium of the bond will be deducted.
  • Estimated Amount:  Php 15,000.00 – house improvement

9.  Required Documents During Reservation - No Documents,  No Reservation

  • Locally Employed -  2 Valid ID and  Latest one (1) month payslip , Income Tax Return (ITR)
  • OFW -  2 Valid ID & Job Contract or Latest one (1) month payslip, Proof of Billing, Departure and Arrival Stamp on Passport
  • Self-Employed – 2  Valid IDs and Latest financial Statement

10.  When can Buyer move-in?

  • Pagibig Financing – Buyers are allowed to move-in only after full equity & loan released
  • Inhouse Financing  - Buyers are allowed to move-in after full DP and issuance of Postdated Checks

11.  Construction of the house

  • Pagibig Financing – to be determine by the Developer
  • Inhouse Financing – after payment of full downpayment

12.  Restrictions on House Improvement  - Buyer must submit sketches of house improvement to Developer’s office for approval. No deletion on any part of the house is allowed.

13.  Prices of house and lot are not always the same.

  • Price of end unit, corner lot, main road and near amenities units are higher than inner lot.
  • House and Lot prices will NOT be the same, as it varies and depends on lot orientation.
  • Prices are subject to change without prior notice.
  • Always verify all amounts in the computation with us if they are still available or not.

Villa Arcadia Townhouse Floor Plan

Villa Arcadia Townhouse Actual Turn Over House Finishes

Roofing - Long span Colored Roof, Steel Roof Framings
Windows - Steel Casement Windows
Bathroom - Tiled Bathroom, Complete Toilet and Bath
Wirings - Complete Electrical Wiring and Fixtures
Water - Complete Water, Plumbing Pipes and Fixtures

Villa Arcadia Townhouse Actual Turn-over Photos

Please take note that these are actual turn-over. Buyers are free hand, in improving their house exactly how they plan it to be.

Villa Arcadia Townhouse Dressed-up Photos

Dressed-up photos are presented as ideas or suggestions on how to improve, decorate and furnish your unit. You may imitate or copy the design free of charge.

How to Reach Villa Arcadia

Route  1: From Baclaran

  • Ride bus  with signboard Naic or Ternate or Maragondon
  • Get off at 7-11 Kawit along Centennial Road.
  • Walk or take tricycle going to Villa Arcadia

Learn more about Villa Arcadia, where your new life begins. Allow us to help you find the home you dream for your family. As starter, tripping vehicle, viewing assistance and computation request is FREE and No Charge. Get your schedule now by emailing:   inquire@pagibighouseforsale.com.  Or call or text us at  (+63) 908 884 7387 (Smart) / (+63) 917 530 5817 (Globe)

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